Appraisal services for North Ogden and Weber County homeowners

The top 7 reasons why Utah homeowners hire Rodgers Appraisal:

Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
To challenge your property tax assessment in Utah
Remove PMI to cut their mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
To determine the true market value of a property to settle an estate in Utah


	Own a home in or near North Ogden, Utah and need help deciding the value of it? Contact Rodgers Appraisal.

We at Rodgers Appraisal understand the special needs of a customer seeking appraisal services. Our usual business clients are used to the appraisal process and the standard documents we provide. Being a regular homeowner that probably doesn't see an appraisal every day, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value opinion than yours.

Challenge Tax Assessment

If you live in a region that is going down or not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Rodgers Appraisal is your #1 weapon.

Appraisals to remove PMI

A fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. Rodgers Appraisal is experienced in helping clients just like you dismiss unneeded PMI insurance.

HELOC recently frozen?

If your property is close to a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. An appraisal from Rodgers Appraisal can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would like to have an expert double-check it for preciseness or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Although most review work is commissioned by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion.